The following methods can be used on any day of the week, but it is best to start practicing them at the weekend. Read all the points and try to apply at least a few of them, and if you notice that you have begun to spend less your household money, then you are on the right track.
Try to spend the weekend without spending money at all. At first glance, the idea may seem stupid and impracticable. Then start by not using your credit card. For example, evening shopping in online stores can hit your wallet more than it seems.
If you are addicted to coffee, trying a new taste or a new producer in the morning before work is not the best idea. But this can be done at the weekend. Many tests show that most people do not see the difference in the taste of different manufacturers. Therefore, you only win by switching to cheaper coffee.
Use credit card bonuses
Most banks offer various rewards for using their cards. When making a new credit card, consider all the options that suit you. Do not immediately agree to a return of 1% in cash back, perhaps there are much more interesting options that will save you money.
Better control home money
Do not have a home budget? Then move this item to the first position. Careful tracking of personal expenses is the number one way to control your finances and stop living from paycheck to paycheck. Even simple notes in a notebook every evening will show you where your money goes. And free mobile applications will more clearly calculate the balance and will be able to remind you how much money and what needs you can spend today.
Regularly look at what you have on the shelves of the refrigerator. Sort the food and do not keep food that starts to deteriorate, so as not to increase the number of bacteria. Pay attention to what is in the door of the refrigerator – there the temperature is always higher.
Sales will help save home money
Buy good, high-quality things can be cheaper if you follow the sales in different stores. Furniture, clothing, kitchen items and children’s things can often be found on sales. Just think about your unnecessary things, maybe it’s time to sell them on the Internet site, for example.
Plan your expenses in advance
Of course, such unexpected expenses as payment of medicine or car repair are difficult to predict, but there are things that can be planned. Birthdays, vacations, excursions or trips to friends and family – spending on such situations can be calculated in advance.
Organize a weekly menu
When organizing, proceed from the prices of products and your taste wishes. Watch for periodic discounts in the store to target specific purchases. Keep ready-made meals in the freezing floor for the evening when you get tired from work. This trick will help save on trips to the restaurant.
It doesn’t sound true, is it? But believe me, there are a lot of people who buy interesting items on good sales and resell them on the Internet. This is an effective way, if you have a sense of taste, and you follow the fashion trends.