As a student, money is known to be tight, especially now that housing support has been cut. Distributing the remaining study grants between food, living, and celebration can be difficult for even the most devout stranger. As a result, saving tips can be worth as much as a pound of gold to a student, so be prepared to dig a bunch of mold.
Bicycling makes traveling around the city easy and convenient
Bicycling makes traveling around the city easy and convenient, without having to wait for public transport shifts or search for feverish parking spaces. Biking saves you money in the long run by not having to pay your monthly bus card or petrol costs. At the same time, you get the benefit of exercise and keep your mind fresh.
Get furniture and crockery used
When moving to a new city after your study place, getting furniture and crockery can become a top priority. You should never buy new furniture unless you plan to stick to it after your studies. At best, you can try to get furniture for a loan from your family or friends. In some cities, such as Good Financial, there are places where you can search for furniture for a loan.
However, if that doesn’t work, you can try searching social media like Facebook for student groups or communities where people put their stuff up for sale or for collection when they stop studying in a particular community. In some student apartments, furniture or items appear from time to time near the lower door, so keep your eyes open. It is especially worth joining groups with a lot of foreigners because they are usually the ones who literally throw their furniture on the street when they leave the country.
Obtain the required student cards
A student card of some sort is certainly one of the basic equipment of almost every student. You should at least get a Kela meal support card to eat at a cheaper student diner, and a VR and Matkahuolto card so that traveling to your hometown doesn’t get too purse. Instead, getting a student association card should be carefully considered in terms of its benefits and fees: if you know you’re not going to get the most out of every possible benefit, you might not want to buy a slightly more expensive student association card .
Compete for a student loan
Although the interest rate and cost of a student loan may already seem relatively low, you should not miss the great opportunity to save money by competing for loans. Feel free to ask for a loan offer from several banks and compare the interest rates and total costs of student loan offers to find the most affordable student loan.
You can also compare other loans for free and objectively in our most comprehensive loan comparison on the market. By comparison, you can see the advantages and disadvantages of each loan so you can decide which loan is best for you.
Use cloth bags for grocery shopping
You can end up with surprisingly large amounts of money in plastic bags at a convenience store, especially if you are used to shopping for food several times a week. Therefore, it is worth investing a little more in a fabric bag, or at least using the same plastic bag several times. The use of your own bags need not only be limited to shopping bags, but you can also purchase fruit bags. This can save money as well as the environment.
Monitor the food prices per kilo
You should not just look at discounts when shopping for food, as a simple discount does not mean that a particular product will ultimately be cheaper than others. The same goes for product prices: some product may seem like the cheapest option in terms of price, but when you look at the size of the package, you get the real idea of whether the food is actually cheaper or not. This is why you should always look at the price per kilo of the products, as they allow you to compare different options, taking into account the amount of food.